Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
We will cover what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Neck Injuries: Whiplash often lawsuit against uber car accident results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.